Follow-Up Letter

SAMPLE — not a real letter. Names, amounts, and account numbers are fictional.

May 26, 2026 Jordan Sample 123 Sample Street Anytown, ST 00000 Meridian Recovery Partners, LLC P.O. Box 0000 Sampleville, ST 00001 RE: Follow-up to validation dispute — Your reference MRP-0000-SAMPLE; alleged original creditor Northbridge Health System; alleged balance $2,315.47 Sent via certified mail, return receipt requested To whom it may concern: On April 14, 2026 I sent you a written dispute and demand for validation of the above account under 15 U.S.C. § 1692g(b). It was sent by certified mail, tracking number 0000 0000 0000 SAMPLE, and the return receipt shows it was signed for at your office on April 17, 2026. A copy is enclosed. As of today I have received no validation. I have not received the itemization, the name and address of the original creditor, or any of the other information requested in that letter. What I have received is continued collection activity. Your office called me on May 5 and May 12, 2026, and I received a new collection statement dated May 8, 2026 showing the same balance plus $42.00 in added interest. Under § 1692g(b), once a timely written dispute is received, a debt collector must cease collection of the debt until it mails verification to the consumer. Each of these contacts occurred after your receipt of my dispute and before any verification was mailed. I am logging every such contact, with dates, times, and copies. To be clear, I am not asserting that you had a deadline to answer my letter. You did not. What you may not do is continue collecting while my dispute is unverified, and that is what has happened. I ask that you now do one of two things, in writing: send the complete verification described in my April 14 letter, or confirm that this account has been closed and that collection has ended. Until one of those arrives, the cease-collection requirement remains in effect. I reserve the right to file complaints with the Consumer Financial Protection Bureau and my state attorney general regarding the collection activity described above, and to pursue any remedies available under the FDCPA. Please direct all further communication to my address above, in writing. Sincerely, Jordan Sample Enclosures: Copy of April 14, 2026 letter; certified mail receipt and return receipt; contact log; statement dated May 8, 2026