Facts, art, data, and two founders who answer their own email. No comms layer.
WHAT
BillFighter — a service that reads medical bills, insurance statements, denials, and collection notices; flags what looks wrong; explains the right that applies; and prepares dispute letters. The person reviews and approves every letter before it is sent. With Fight Kit, the person prints and mails up to three letters. With In Your Corner, BillFighter mails up to two letters by certified mail after the customer approves each one and, if the biller pushes back, prepares the follow-up.
WHO IT’S FOR
Anyone who has received a medical bill, a hospital or doctor’s statement, an insurance explanation of benefits (EOB), a claim or prior-authorization denial, or a collection notice, and wants to know whether it is right before paying it.
FOUNDERS
Ali Miller and Alejandro Canto, co-founders. Fort Myers, Florida.
LAUNCHED
2026 · Fort Myers, Florida · AAA Incubator, LLC
MODEL
Free to check a bill (3 checks a month). Paid options are one-time, per case. Fight Kit $39: up to three letters, which the person prints and mails. In Your Corner $129, or $99 at the founding price for the first 25 cases: BillFighter mails up to two letters by certified mail, each one approved by the customer before it is sent. No subscriptions. Never a percentage of what people win back. Current prices: billfighter.com/pricing.
WHAT IT IS NOT
Not a law firm; no legal advice. It does not negotiate, settle, or adjust debt on anyone’s behalf — it prepares the person’s own letters, and the person decides what to send. Not a credit repair service.
LANGUAGES
Core product in English and Spanish. Letters to billers and collectors are written in English, with the explanation in the person’s language. Some guides and reports are English only for now.
PLATFORMS
Web · iOS · Android
CONTACT
press@billfighter.com · @billfighterapp
BOILERPLATE — EN · 50 WORDS
BillFighter helps people facing medical bills, insurance denials, and collection notices. It reads the bill, flags what looks wrong, and prepares dispute letters that cite the person’s rights; the person reviews and approves every letter before it is sent. Checking a bill is free. BillFighter never takes a percentage of what people win back. English and Spanish; web, iPhone, Android.
BOILERPLATE — ES · SAME PROMISE
BillFighter ayuda a personas que enfrentan facturas médicas, negaciones de seguro y avisos de cobranza. Lee la factura, señala lo que se ve mal y prepara cartas de disputa que citan los derechos de la persona; la persona revisa y aprueba cada carta antes de que se envíe. Revisar una factura es gratis. BillFighter nunca toma un porcentaje de lo que la gente recupera. Inglés y español; web, iPhone y Android.
Ali Miller, co-founder. Fort Myers, Florida. Writes most of what BillFighter says and answers press email personally.
Alejandro Canto, co-founder. Fort Myers, Florida. Builds and runs the Spanish side of the product with Ali.
Both are available by email for interviews, background, and fact-checking. They speak for themselves; there is no spokesperson. Full bios on request. Credit the photo “Courtesy of BillFighter.”
Why people pay bills they may not owe
The system runs on one bet: that you will not read the bill. The enemy is the belief that the bill is final.
The rights most people never use
An itemized bill on request. Debt validation under FDCPA §1692g. Hospital financial assistance under IRS 501(r). Insurance appeals. All real, all in writing, and most people never use them.
What the CFPB complaint data shows
For 82 of 97 companies in our report, the number-one complaint is “debt not owed.” Consumer submissions, not findings — and we will say so in every sentence.
Why the simplest software wins
Plain English, big type, one clear next step, and a real person one message away. Medical bills are confusing on purpose. The tool that answers them should not be.
English and Spanish, built together
The app, the findings, and every explanation are written in Spanish as their own copy, not translated after the fact, and both languages ship on the same day. The letter itself is written in English, because that is what the hospital or collector will read; the person gets the explanation of what it says, and why, in their own language before they approve it.
Our own numbers, when they are real
We publish counters only when they are real and current. Ask, and you get a figure with a date on it, or an honest “not yet.”
$220B
owed in medical debt in America
SOURCE: PETERSON-KFF, 2024
1 in 5
in-network claims denied on ACA marketplace plans — under 1% appealed
SOURCE: KFF ANALYSIS OF CMS DATA, 2023
38%
of insured adults who challenged a medical bill got it reduced or eliminated
SOURCE: COMMONWEALTH FUND, 2024
The 38% describes people who challenged a bill; it is not a BillFighter success rate. The 1 in 5 is ACA marketplace plans only, from KFF’s analysis of federal transparency data. Our own counters — bills analyzed, dollars recovered — publish only when they’re real and current. Email us for figures with dates on them; we won’t hand you a stale number.
ONE WORD, CAPITAL B AND F, WITH ™ · THE SHIELD IS THE ONLY COLORED ELEMENT · SOLID GREEN SHIELD, BOLT CUT OUT — THE OLDER OUTLINED MARK IS RETIRED · NEVER: split-color wordmark · orange or green wordmark · mark on photography · clearspace < half the shield
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