Your letter takes about a minute. Certified mail and a federal clock handle the rest — no phone calls, no lawyers, no hold music.
A photo or a PDF — hospital, lab, collector, or insurer. No app required, nothing to type.
First for errors — duplicates, upcoding, unbundled fees, missing adjustments. Then, if a nonprofit hospital sent it, for forgiveness: federal law (501(r)) requires a financial-assistance program, and we screen your bill against it. Some forgive the balance entirely.
Drafted in about a minute, citing the statute that applies to your case — and if you may qualify for financial assistance, we draft that application too. Every word editable before anything moves.
We print it and mail it USPS Certified with return receipt — signed proof they got it, on file in your case.
On a validation demand, collectors must respond before collecting another cent. We track the window — and if they blow it, the escalation letter is already drafted.